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Predevelopment and Interim Lending

Green Preservation Lending

Community Land Trust & Affordable Homeownership Lending




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For more information, contact:
Josh Earn
Director of Lending
202-333-8931 x134

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Green Affordable Housing Preservation Loan Fund

NHTCDF’s Green Affordable Housing Preservation Loan Fund offers loans at reduced interest rates to make energy efficient improvements accessible to affordable housing developers and to ensure properties are environmentally sustainable for the families who call them home. 
Typical green features include: integrated plan and design, energy efficiency measures, use of materials beneficial to the environment, water conservation, healthy living environment, location and smart growth, site improvements, resident and management education and information.   It is expected that developers will provide NHTCDF with reports on efforts to increase sustainability during and after the development process and will work with a green expert to determine which green elements can be incorporated into the project’s design.


Product Offering


Multi-Family Green Pre-Development, Interim & Retrofit Financing
Rate: 4.5%-5.5% (Determined by Loan Committee on case by case basis)
Loan Amount: $25,000-$500,000
Term: up to 15 years with full or partial amortization


Acceptable Uses for Pre-Development Funds

• Appraisals
• Design Studies
• Due Diligence
• Environmental Studies
• Initial Feasibility Analysis
• Market Studies
• Other Early Project Needs 


Acceptable Uses for Interim Development Funds

• Bridge Financing

Acceptable Uses for Green Retrofit Funds

• Rehabilitation and Construction (hard and soft costs)


Loan Inquiry Form >>
For More Information>>

Commons Energy and the National Housing Trust team up to make energy efficiency a reality for multifamily affordable housing developments.

Though a new partnership, Commons Energy and the National Housing Trust Community Development Fund (NHTCDF)  are teaming up to improve the comfort, safety, and efficiency of multifamily affordable housing across the country. 


Commons Energy provides comprehensive energy efficiency recommendations along with installation and performance guarantees, while NHTCDF provides long term, favorable rate patient capital to each approved project. The partnership brings together the energy efficiency expertise of Commons Energy and the housing finance expertise of NHTCDF to make a real impact on the residents of, and entities that operate and manage , our nation’s critical affordable housing stock.  Click here for more information.