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Home >Lending > Community Land Trusts & Shared Equity Housing

Institute for Community Economics

The Institute for Community Economics (ICE) is a federally certified Community Development Financial Institution offering social impact and community investment opportunities that provide much needed financing for permanently affordable housing across the United States.

For over 35 years ICE has offered socially responsible investors the ICE Investor Note, a high impact fixed income security that provides vital financing to support the creation and preservation of permanently affordable homes. Founded in 1979, ICE is credited with pioneering the modern community land trust (CLT) model, a housing model that develops equity for homeowners while preserving public subsidy and affordability in perpetuity.

ICE’s principal lending goes to community land trusts, limited equity cooperatives, and community-based nonprofit organizations creating housing that is permanently affordable to people with lower incomes. Since its founding, ICE's revolving loan fund has loaned over $45 million, representing more than 445 loans to community organizations in 30 states and facilitating the development of more than 4,500 permanently affordable homes.

Donate to ICE

"Join me in congratulating ICE for 30 years of providing loans to non-profit organizations who preserve and create affordable housing. Keeping housing affordable for working families, seniors and individuals must continue - join me in supporting ICE by making a donation today."

Actor and ICE supporter since 1990

Your donation to ICE directly supports our lending capacity for permanently affordable housing in the US. You will receive a written acknowledgment of your gift to use for tax reporting purposes.

Send donations to:

1101 30th Street, NW, Suite 100A
Washington, DC 20007