About Us Housing Data
About Us

Why Preserve

Policy Advocacy

Real Estate Development


Lending Overview

Predevelopment and Interim Lending

Green Preservation Lending

Community Land Trust & Shared Equity Housing Lending


Housing Data

Stay informed. Sign up to receive emails from NHT

Home >Lending > Community Land Trusts & Shared Equity Housing

Institute for Community Economics

The Institute for Community Economics is a federally certified Community Development Financial Institution that makes loans for permanently affordable housing across the United States.

ICE is the originator of the community land trust (CLT), a housing model that develops equity for homeowners while preserving public subsidy and affordability in perpetuity.

ICE’s revolving loan fund has been providing financing for over 30 years. Since its creation in 1979, ICE has loaned $44 million, representing more than 445 loans to community organizations in 30 states and facilitating the development of more than 4,500 housing units.

ICE’s principal lending goes to community land trusts, limited equity cooperatives, and community-based nonprofit organizations creating housing that is permanently affordable to people with lower incomes.

Donate to ICE

"Join me in congratulating ICE for 30 years of providing loans to non-profit organizations who preserve and create affordable housing.  Keeping housing affordable for working families, seniors and individuals must continue - join me in supporting ICE by making a donation today."

Actor and ICE supporter since 1990

Your donation to ICE directly supports our lending capacity for permanently affordable housing in the US.  You will receive a written acknowledgment of your gift to use for tax reporting purposes.

Send donations to:

1101 30th Street, NW, Suite 100A
Washington, DC 20007