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Home >Lending > Community Land Trusts & Shared Equity Housing

Institute for Community Economics

Founded in 1979, the Institute for Community Economics (ICE) is credited with pioneering the modern community land trust (CLT) model, a housing model that develops equity for homeowners while preserving public subsidy and affordability in perpetuity. Today ICE is a federally certified Community Development Financial Institution (CDFI) offering pre-development, acquisition, rehabilitation, bridge loans and more to create community land trusts, shared equity and permanently affordable housing, including homeownership opportunities. 


Since inception, ICE's revolving loan fund has loaned over $58 million, representing more than 470 loans to community organizations in 30 states and facilitating the development of nearly 5,000 permanently affordable homes.


The ICE Loan Fund is funded by generous donors and a network of socially responsible investors via the ICE Investor note.

Donate to ICE

"Join me in congratulating ICE for 30 years of providing loans to non-profit organizations who preserve and create affordable housing. Keeping housing affordable for working families, seniors and individuals must continue - join me in supporting ICE by making a donation today."

Actor and ICE supporter since 1990

Your donation to ICE directly supports our lending capacity for permanently affordable housing in the US. You will receive a written acknowledgment of your gift to use for tax reporting purposes.

Send donations to:

1101 30th Street, NW, Suite 100A
Washington, DC 20007